Director of Credit
AI job insight
Tanzania Commercial Bank is seeking a Director of Credit in Dar es Salaam to lead credit strategy, risk assessment, underwriting, portfolio management, and regulatory compliance. The role reports to the Chief Executive Officer and requires at least 10 years in banking or financial institutions, including two years in management.
- Leads the bank’s credit function, policies, underwriting, and portfolio oversight
- Reports directly to the Chief Executive Officer
- Requires 10 years in banking or financial institutions and two years in management
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Tanzania Commercial Bank is seeking a Director of Credit in Dar es Salaam to lead credit strategy, risk assessment, underwriting, portfolio management, and regulatory compliance. The role reports to the Chief Executive Officer and requires at least 10 years in banking or financial institutions, including two years in management.
- Leads the bank’s credit function, policies, underwriting, and portfolio oversight
- Reports directly to the Chief Executive Officer
- Requires 10 years in banking or financial institutions and two years in management
- Master’s degree in a relevant business or financial discipline
- Full-time executive position based in Dar es Salaam
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists COBSS 12. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required10+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in driver, security, internshipThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Dar es SalaamThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Director of Credit evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Tanzania Commercial Bank (TCB) and the role in Dar es Salaam.
- Add concrete examples related to driver, security, internship, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Ajiriwa Tanzania; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Plan to submit before the listed deadline: 2026-11-25.
Source and safety check
- Ajiriwa Tanzania
- Original source link available
- Application method is clear
- Deadline is available: 2026-11-25
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Director of Credit role in driver, security?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Dar es Salaam under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Tanzania Commercial Bank (TCB) before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Director of Credit – Tanzania Commercial Bank (TCB)
Organization:
Tanzania Commercial Bank (TCB)
Location: Dar es Salaam, Tanzania
Department:
Credit
Salary Scale:
COBSS 12
Reports To:
Chief Executive Officer
Job Type: Full-time (Executive / Senior Management)
Application Deadline:
November 25, 2026
About Tanzania Commercial Bank
Tanzania Commercial Bank is committed to providing competitive financial services to its customers and creating sustainable value for stakeholders through innovative, affordable, accessible, and convenient financial solutions. Guided by the vision “To be the leading bank in Tanzania in the provision of affordable, accessible and convenient financial services,” the bank recognizes human capital as a critical driver of organizational success and sustainable growth.
Position Objective & Responsibilities
The Director of Credit provides strategic leadership, direction, and oversight of the Bank’s credit function to ensure effective credit risk assessment, sound underwriting, prudent administration, and sustainable growth of the loan portfolio.
Key responsibilities include:
Developing, implementing, and reviewing credit policies, procedures, frameworks, and strategies aligned with the Bank’s strategic objectives, risk appetite, and regulatory requirements.
Maintaining high standards of credit quality, robust internal controls, and compliance with Bank of Tanzania (BOT) regulations.
Providing independent credit assessments, overseeing approval processes, and proactively monitoring portfolio performance to mitigate risks.
Collaborating with business and control units as a member of senior management to improve turnaround times, safeguard assets, and drive profitability.
Qualifications, Skills & Experience
Education:
Holder of a Master’s degree in Business Administration, Finance, Accounting, Banking, Economics, Commerce, Marketing, or an equivalent qualification from a recognized institution.
nafasi za kazi
Experience
Minimum of ten (10) years of work experience in the banking industry or financial institutions.
At least two (2) years in a managerial position.
Technical Expertise:
Proven track record in developing and executing credit policies and strategies.
In-depth knowledge of credit risk assessment, loan structuring, underwriting principles, and portfolio management techniques.
Strong understanding of regulatory compliance requirements and financial regulations.
Prowess in financial modeling and credit analysis software.
Core Competencies:
Exceptional analytical, decision-making, problem-solving, negotiation, and leadership skills.
Personal Attributes & Behavioral Competencies
Demonstrates creativity, teamwork, and a commitment to excellence.
Excellent time-management skills with the ability to prioritize and meet strict deadlines.
Capable of working quickly, accurately, and consistently under high-pressure conditions.
Methodical, well-organized, mature, and capable of handling confidential information responsibly.
Possesses sound judgment, common sense, and good humor.
Remuneration & Compliance Notes
Compensation:
Offers a competitive salary package and benefits.
Commitments:
TCB is strongly committed to environmental, health, and safety management.
Screening:
Shortlisted candidates may undergo security clearances, competency assessments, and/or physical capability checks.
How to Apply
Applications via methods other than the official recruitment portal will not be considered. Applicants must submit their resume, personal information, academic certificates, work experience records, and application letter online. Additional credentials will be requested during the interview stage.
Application Deadline:
November 25, 2026
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