Credit Risk Officer
AI summary
Equity Bank Tanzania is hiring a Credit Risk Officer in the Risk Department to support credit risk management through portfolio monitoring, risk analysis, regulatory compliance and reporting. The role requires a Bachelor's degree in Finance, Banking, Economics or a related field plus at least one year of relevant experience. Apply with a cover letter, detailed resume and certificate copies in a single PDF file.
- Full-time Credit Risk Officer role in Equity Bank Tanzania's Risk Department, reporting to the Manager Credit Risk.
- Requires a Bachelor's degree in Finance, Banking, Economics, Accounting, Statistics or Risk Management.
- At least one year of experience in banking, risk management, audit, finance or credit-related functions.
- Knowledge of BOT prudential regulations, IFRS 9, provisioning and portfolio monitoring is expected.
- Apply with a cover letter, detailed resume and copies of certificates and testimonials in a single PDF file.
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required1+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in finance, Credit Risk, Risk ManagementThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Risk Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Equity Bank Tanzania Limited and the role in Not specified.
- Add concrete examples related to finance, Credit Risk, Risk Management, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Ajiriwa Tanzania; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Ajiriwa Tanzania
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Risk Officer role in finance, Credit Risk?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Equity Bank Tanzania Limited before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Credit Risk Officer
General
Job title:
Credit Risk Officer
Department/Division:
Risk Department
Reports to:
Manager Credit Risk
Basic purpose:
To support effective credit risk management through portfolio monitoring, risk analysis, regulatory compliance, reporting and early identification of deteriorating credit exposures.
Main duties and
Responsibilities
- Undertake periodic reviews of the credit portfolio and identify emerging risks and early warning signals.
- Monitor portfolio quality, delinquency trends, concentrations and migration patterns.
- Support appropriate classification of credit facilities and adequacy of provisions.
- Review compliance with credit policies, regulatory
Requirements
- and approved credit standards.
- Assess adequacy of underwriting controls and collateral management practices.
- Conduct stress testing, vintage analysis and other portfolio analytics.
- Prepare credit risk reports for management, committees and regulatory purposes.
- Escalate significant credit risk concerns and recommend remedial actions.
- Support audits, regulatory reviews and risk management projects.
- Knowledge, skills, qualifications and
Experience
Knowledge
Understanding of credit risk management principles and banking operations.
Knowledge of BOT prudential regulations and risk governance requirements.
Understanding of portfolio monitoring, provisioning and IFRS 9 concepts.
Proficiency in Microsoft Excel and data analysis tools.
Skills
Strong analytical and problem-solving skills.
Proficiency in Microsoft Excel and data analysis tools.
Ability to analyse large datasets and prepare clear reports and dashboards.
ajira
Effective communication and report writing skills.
Attention to detail, integrity and confidentiality.
Ability to manage multiple priorities and meet deadlines.
At least one year of relevant
in banking, risk management, audit, finance or credit-related functions.
How to apply
If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your job application cover letter along with a detailed resume, copies of the relevant certificates and testimonials in a single PDF file format, quoting the respective Job title or Ref no. in the subject field to TZRecruitment@equitybank.co.tz by Friday 02nd October 2026.
Only short-listed candidates will be contacted.
Equity Bank is an equal opportunity employer. We value the diversity of individuals, ideas, perspectives, insights and values, and what they bring to the workplace.
By submitting your application, you consent to Equity Bank Tanzania Limited collecting and processing your personal data strictly for recruitment, selection, and, where applicable, employment purposes. Equity Bank Tanzania Limited will process your personal data in accordance with the Data Protection and Privacy Act, Cap 97, and its Data Privacy Policy. Your personal information will be treated with the highest level of confidentiality and will not be shared with unauthorized third parties, except where disclosure is required by law or regulatory obligation.
Qualifications
- Bachelor’s degree in Finance, Banking, Economics, Accounting, Statistics, Risk Management or related field.
- Professional certification in Risk Management, Banking, Accounting or Audit is an added advantage.
- Work