Credit Analyst
AI summary
Akiba Commercial Bank is hiring a Credit Analyst in Dar es Salaam to assess loan applications, evaluate financial and operational risks, and ensure credit policy compliance. Requires a bachelor's degree in finance or related field and at least 3 years of banking experience with 2 years in credit analysis. Apply via email by 31st July 2026.
- Bachelor's degree in Finance, Accounting, or related field required.
- Minimum 3 years banking experience, with 2 years in credit analysis.
- Strong financial analysis and credit assessment skills needed.
- Submit CV to recruitment@acbbank.co.tz by 31st July 2026.
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required3+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in security, internship, segurancaThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Dar es SalaamThe vacancy is associated with this location.
- UnclearComfort with the Full time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Analyst evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Akiba Commercial Bank Plc and the role in Dar es Salaam.
- Add concrete examples related to security, internship, seguranca, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Ajiriwa Tanzania; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- Ajiriwa Tanzania
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Analyst role in security, internship?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Dar es Salaam under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Akiba Commercial Bank Plc before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Credit Analyst at Akiba Commercial Bank Plc
Job Purpose
Akiba Commercial Bank Plc is seeking a diligent and experienced Credit Analyst to join our team in Dar Es Salaam. The primary responsibility of this role is to conduct comprehensive credit assessments of loan applications. This involves a thorough evaluation of the financial, operational, and business risks associated with both prospective and existing borrowers. The Credit Analyst will ensure that all credit proposals strictly adhere to the Bank’s Credit Policy, all relevant regulatory requirements, and sound lending principles. This position is crucial for supporting sound credit decision-making and maintaining the overall quality of the Bank’s loan portfolio. Key
Responsibilities
Perform detailed financial analysis of individual and corporate borrowers. This includes ratio analysis, cash flow analysis, repayment capacity assessment, and financial projections. Analyze customers’ business operations, industry trends, and market conditions to identify key credit risks and potential mitigating factors. Prepare comprehensive credit appraisal reports that include clear recommendations for approval or decline, based on the Bank’s lending policies and risk appetite. Evaluate proposed collateral to ensure its adequacy, enforceability, and compliance with the Bank’s security requirements. Ensure strict compliance of all credit applications with internal Credit Policy, Bank of Tanzania regulations, AML/CFT requirements, and other applicable regulatory guidelines. Apply appropriate credit risk rating methodologies and recommend suitable loan structures, pricing, covenants, and risk mitigants. Monitor turnaround times to ensure prompt processing of credit applications while consistently maintaining high-quality standards. nafasi za kazi Ensure timely application for regulatory approvals or waivers where required, including concentration limit exemptions. Prepare portfolio, management, and regulatory reports as required. Participate in periodic portfolio reviews and identify accounts that may require enhanced monitoring or remedial action. Support business units by providing essential technical guidance on credit structuring and policy interpretation. The Candidate Required
Education
and
Experience
A Bachelor’s degree in Finance, Accounting, Banking, Economics, Business Administration, or a related discipline from a recognized university. A minimum of three (3) years of relevant banking experience. Of this, at least two (2) years must be specifically in credit analysis, credit risk management, credit underwriting, corporate lending, or relationship management roles that involved credit assessment responsibilities. Skills and Abilities Strong financial analysis and credit assessment skills. Good commercial judgment and decision-making ability. Application Instructions Interested candidates are invited to submit their application and Curriculum Vitae (CV) to the email address provided below. Please ensure your application is submitted no later than 31st July 2026 , by 5:00 PM . Email: recruitment@acbbank.co.tz Bank Contacts Toll Free: 0800 750 336 Email: support@acbbank.co.tz Website: www.acbbank.co.tz WhatsApp Channel: Akiba Commercial Bank Plc